Coverage for Owner or Tenant occupied dwellings with up to 4 family units and personal property for renters and
Business owned buildings including habitational units, retail mercantile, manufacturing risks and office buildings. Individual owned habitational buildings with 5 or more units.
Coverage for individually owned residential properties and personal property of tenants and condo owners through the California Earthquake Authority (CEA).
Too often people discover after they suffer a loss that they have not purchased enough insurance or the right kind of insurance coverage. It is your responsibility to purchase enough insurance, and the right kinds of insurance coverages to protect you in case of an insured loss.
For more complete property coverage, consider purchasing the Difference in Conditions, Flood or Earthquake policies which supplement the FAIR Plan policy by covering most perils that we don’t cover. The FAIR Plan does not offer these coverages. Contact your broker for more information about them.
For more information and to discuss your insurance needs, please contact a licensed broker.Find a Broker